CA-WA Private Mortgage Banker (SAFE) San Diego Job at Wells Fargo, Escondido, CA

UVhtd2JKWGZ3VTNNM0o1RHljejd3MjZ0OEE9PQ==
  • Wells Fargo
  • Escondido, CA

Job Description

**About this role:** Wells Fargo is seeking a CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com ( . **In this role, you will:** + Participate in soliciting residential mortgages from various sources + Produce high quality jumbo loans which are compliant and provide excellent customer service + Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources + Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market + Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans + Understand real estate appraisals, title reports, and real estate transactions + Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs + Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk + Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication + Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements + This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below **Required Qualifications:** + 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education **Desired Qualifications:** + Basic Microsoft Office skills + Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources + Excellent verbal, written, and interpersonal communication skills + Mortgage industry experience + Knowledge and understanding of sales prospecting and generating referrals + Customer service experience + Experience working with high net-worth clients **Job Expectations:** + This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary + Completion of formal position specific training programs + Reliable transportation + Ability to work nights, weekends, and/or holidays as needed or scheduled **Pay Range** Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $0.00 - $0.00 **Benefits** Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs ( for an overview of the following benefit plans and programs offered to employees. + Health benefits + 401(k) Plan + Paid time off + Disability benefits + Life insurance, critical illness insurance, and accident insurance + Parental leave + Critical caregiving leave + Discounts and savings + Commuter benefits + Tuition reimbursement + Scholarships for dependent children + Adoption reimbursement **Posting End Date:** 15 May 2025 ***** **_Job posting may come down early due to volume of applicants._** **We Value Equal Opportunity** Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-452619

Job Tags

Holiday work, Work experience placement, Local area, Immediate start, Night shift, Weekend work,

Similar Jobs

Agility Recruiting

Collections Specialist Job at Agility Recruiting

 ...Job Summary: Join our team in an exciting collections and data entry role! We're looking for a tech-savvy professional who can hit the ground running at our Fairfield location. This is an immediate two week long assignment. What You'll Do: Manage collections... 

County X-Press

Class A OTR Regional Driver-.60 CPM if Hired this Week Job Job at County X-Press

Class A OTR Regional Driver-.60 CPM if Hired this Week JobCounty X Press is hiring drivers !We are Based in Denver but many of our drivers live in another state.$.50 CPM ( $.60 CPM for the first 4 weeks if you can start in 5 days!)Sign on Bonus $2500 ! - No Heavy... 

CUNY City University of New York - System

Production Assistant Manager, CUNY TV | CUNY City University of New York - System Job at CUNY City University of New York - System

 ...Production Assistant Manager, CUNY TV POSITION DETAILS CUNY TV, the City University of New York?s television station, has been educating and informing viewers for more than three decades, remaining committed to extending CUNY?s academic mission to offer lifelong... 

MLR.org

ASCP Medical Laboratory Technician | Medical Technologist MLT|MT Job at MLR.org

 ...for Medical Laboratory Technicians / Medical Technologists - Relocate to Beautiful South Carolina!Are you a talented Medical Laboratory...  ...incentives available for qualified candidates.Relocation Assistance: We're here to make your move seamless and stress-free.Career... 

Ceribell, Inc

Test and engineer Job at Ceribell, Inc

 ...landscape of critical care through our rapid seizure detection technology, come join the movement! Position Description: As Testing and Reliability Engineer, you will help with tasks that will directly or indirectly improve the reliability of our hardware product...